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Credit impairment

Through various reasons, such as a relationship breakup, illness or bankruptcy, your credit rating may be impaired. It may still be possible to secure a mortgage as a first home buyer, or to refinance even with bad credit. We act on your behalf and do the searching for mortgage finance. This type of finance may be approved through “non-banks” who generally have a slightly higher interest rate and higher upfront fees.

We may need to suggest some helpful steps towards financial health before we can approach the lenders, working with you to tidy up your credit. Depending on your circumstances it may be a condition of the loan to pay any outstanding collections or judgements.

Have a chat with us to check if your particular situation would fit the criteria for non-bank lenders.

Get in touch

Talk to one of our friendly Financial Advisers about any mortgage finance situation, 7 days a week.

CallCall 0800-800-590