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How much can I borrow?

Before buying a house or a property in Auckland, you need to determine your borrowing capacity. A Financial Adviser can help you assess your current financial situation.

Borrowing ability depends on a variety of factors, such as the amount you have saved towards a deposit, how much you earn and whether you have other financial commitments, such as hire purchase, car loans or credit cards. If you currently own a home then the equity in this property will be taken into account. A Financial Adviser will also take into consideration your personal credit history and how you operate your bank accounts.

At Mortgage Care, we understand that it is important for you to know your borrowing limits and how much your regular repayments will be. Whether you want to buy your first home, a new home or an investment property, we can work out exactly how much you can borrow.

Contact Mortgage Care today.

Get in touch

Talk to one of our friendly Financial Advisers about any mortgage finance situation, 7 days a week.

CallCall 0800-800-590