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Let Auckland Mortgage Brokers Determine Your Borrowing Capacity

Before buying a house or a property in Auckland, you need to determine your borrowing capacity. Mortgage brokers can help you assess your current financial situation.

Mortgage brokers are experts in the field of borrowing and real estate. They will provide you with all the information you need to go ahead with your house shopping. Some banks will lend a maximum of 90-95% of the value of the house. If you own your own home then the equity in it will be taken into account.

Borrowing ability depends on a variety of factors, such as the amount you have saved towards a deposit, how much you earn and whether you have other financial commitments, such as hire purchase, car loans or credit cards. Mortgage brokers will also take into consideration your personal credit history and how you operate your bank accounts.

At Mortgage Care in Auckland, we understand that it is important for you to know your borrowing limits and how much your regular repayments will be. Whether you want to buy your first home, a new home or want to top-up your present mortgage for home improvements, our qualified mortgage brokers can work out exactly how much you can borrow.

For professional mortgage advice in Auckland, hire the best mortgage brokers. Contact Mortgage Care today.

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Talk to one of our friendly Mortgage Brokers about any mortgage finance situation, 7 days a week.

CallCall 0800-800-590