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Still unsure whether to engage a mortgage broker in Auckland?

Do mortgage brokers offer long-term advice or is the collaboration finished once the mortgage signed off? This week, we’re looking at a number of questions that will hopefully help you decide whether to engage a mortgage broker in Auckland or not.

·      When should I use a mortgage broker?

The answer is straightforward: appoint a mortgage adviser whenever you’re looking into your financial future. Whether you want to buy your first house, compare interest rates, need pre-approved finance, get a second mortgage, or want to refinance an existing loan – mortgage advice at Mortgage Care in Auckland is free. We aim to build long-term relationships with all our clients, so even after the deal is signed off, we will continue to offer on-going financial support.

·      How can I trust the mortgage broker I am dealing with is really looking for the best deal?

At Mortgage Care in Auckland we value honesty and transparency. Our mortgage brokers are both Registered Financial Advisers and members of the NZMBA (New Zealand Mortgage Broker Association). We are also happy to provide you with additional information about their experience, background and qualifications so you can have absolute peace of mind.

·      How much can I borrow?

How much you can borrow depends largely on your or your household’s income. As a rule of thumb, you can borrow about 3 ½ to 4 times your gross annual income. So if you earn $70,000, you can borrow up to $280,000. A mortgage broker can help you calculate your borrowing power. At Mortgage Care in Auckland we will be happy to assist you over the phone, or you can apply online using our enquiry form.

Do you have more questions regarding mortgage brokers? Contact our friendly team in Auckland today. We will be happy to assist you.

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Talk to one of our friendly Mortgage Brokers about any mortgage finance situation, 7 days a week.

CallCall 0800-800-590